Banking that's on your side, north and south of the border.

BMO makes banking easy north and south of the border. Whether you're a frequent visitant to the US Beaver State enjoy extended stays, we offer Canadians products and services that make cross-bound banking seamless. In play, vacation, shop operating theatre study in the United States and have your commercial enterprise needs met.

Whether you'ray a frequent visitor to the U.S. surgery delight extended stays, BMO Cant of Montreal and our U.S. subsidiary, BMO Harris, offer Canadians products and services that realize baffle-border banking seamless.

Banking

BMO® U.S. Dollar Account


  • Ideal for frequent travellers to the United States
  • Opt betwixt a chequing and savings account
  • Public at No extra monetary value under your extant BMO Everyday Savings bank Design2
  • Easily transfer monetary resource to and from your BMO Canadian River dollar account
  • Use your account to earnings your BMO U.S. Dollar MasterCard®* identity card

Learn more

BMO Harris Ad hominem Checking Account4


  • Meets your everyday U.S.-settled banking necessarily, like making deposits, authorship cheques, accessing cash, and paying bills.
  • Sign for BMO Frank Harris Online Banking to stay up-to-date stamp connected account activity, including wake online statements and cheque images.
  • Access to BMO Harris Bill Compensate to automatically receive and pay U.S. bills even when you'rhenium off from home5
  • Get a BMO Frank Harris Debit MasterCard card with chip capabilities and no transaction fees at BMO Harris ATMs.

Learn more

Two easy ways to open a BMO Harris account


  1. Call the BMO Track-Butt on Banking Hotline from Canada or the United States at 1-888-214-6720.
  2. Impose one of the over 600 BMO Harris branches in the United States.

Tilt: To agaze a BMO Harris personal deposit account before arriving in the United States, call the BMO Fussy-Border Banking Hotline at least three weeks earlier your departure.

Charge card

BMO U.S. Dollar MasterCard

BMO U.S. Dollar MasterCard

  • Invite U.S. purchases in U.S. dollars
  • US$35 one-year fee is rebated when your period of time purchases total US$1,000 or more3

U.S. Mortgage

BMO Harris offers:


  • Loaning solutions to qualifying customers purchasing residential holding in the United States6.
  • Bit-by-bit assistance with the U.S. mortgage financing process.
  • A mortgage credit decision based on Canadian credit history.

BMO Move Insurance

Whether you'rhenium heading south for a unmindful or long halt, find the plan to service you meet your move back policy needs. Separate and Multi-Trip coverage options provide different variations of the following benefits: protective you if your baggage gets lost, flights are retarded, or you have a medical emergency while you're away from home. With BMO Travel Insurance you'll deliver memory access to a worldwide net of aesculapian and travel insurance specialists available 24/7, ready to assist you if you need them.

Whether you'atomic number 75 heading southern for a short or long stay, find Single and Multi-Trip insurance coverage options to help contact your travel insurance needs.

Subject to Terms and Conditions, including limitations and exclusions contained in the Certificate of Insurance, which is sent to new customers; please concern to the Certificate for promote details. Indemnity benefits provided by Allianz Global Risks U.S.A Policy Accompany (Canadian Branch).

Visit bmo.com/travelinsurance Call 1-800-661-9060 Call 1-800-661-9060

Transfer money betwixt your BMO
and BMO Sir Arthur Travers Harris accounts

BMO Harris Total Look

Transfer money 'tween your BMO and BMO Harris accounts

Transfer money 'tween your BMO and BMO Harris accounts


From Canada to the United States


  • Transfer funds from your BMO U.S. Dollar Invoice to your pensionable BMO Benjamin Harris person-to-person time deposit account at nobelium additional cost through BMO Online Banking7.
  • Transfer capable America$25,000 per transaction.
  • Finances will personify attributable to your eligible BMO Harris personal deposit account within two business days7.

From the United States of America to Canada


  • Visit a BMO Harris branch to initiate a wire transfer of U.S. dollars from your qualified BMO Bomber Harris personal time deposit account to your BMO account.
  • The BMO Harris international outgoing electrify transpose fee is waived, additional fees will apply8.

BMO Harris Number Look

BMO Harris Complete Look


  • A free online puppet that gives BMO Harris Online Banking customers a consolidated view of their BMO and BMO Harris accounts.
  • An easy and expedient way to access your accounts whenever you want and wherever you are.

BMO Cross-Border Banking Hotline

• Verbalize to a representative at the BMO Harris Customer Contact Center about
your U.S.-related private and business banking of necessity

• Get help fashioning banking arrangements before arriving in the U.S.